Ten hospitals in Hangzhou City recently launched a comprehensive medical credit payment service. People with good credit records can repay after medical treatment.

According to the staff of the Hangzhou Municipal Health and Family Planning Commission, according to the settlement method of the past citizen card smart medical treatment, when the money in the citizen's smart medical account is insufficient to pay the fee, the citizen card must be carried to the self-service machine to recharge and then re-settled. After Wisdom Medical has opened the "Medical Credit" function, if there is insufficient balance, "Medical Payment" can help the public to pay the shortfall first. The maximum amount is currently set at 1,000 yuan. The public can recharge the funds through the hospital counters and self-service machines before leaving the hospital, or repay the funds through the mobile phone-side smart medical APP, Alipay service window, WeChat, community health service center and other repayment channels.

It is understood that the "medical letter payment" interest-free repayment period is 10 natural days, after 10 days, the repayment is based on the interest-bearing model. Repatriation can be replaced by relatives, and malicious defaults will have an impact on personal credit.

Going to the hospital is not afraid of the money is not enough: Hangzhou launched the medical letter to pay after the first treatment and repayment

As with ordinary bank credit cards, each citizen's medical card "credit card" is different. The personal “medical credit” quota is based on the public credit information provided by the Hangzhou Public Credit Information Platform, and other data obtained in accordance with the law that reflect the citizen's basic credit data, life credit data and other dynamics, from identity traits, public welfare behaviors, and society. The behavior, performance ability, and credit history are used to score the credit in five dimensions, providing users with credit credits. Then, according to the user's use of smart medical credit payment, the credit score is dynamically updated periodically, and the credit quota is dynamically adjusted according to the corresponding rating level.

Going to the hospital is not afraid of the money is not enough: Hangzhou launched the medical letter to pay after the first treatment and repayment

The relevant person in charge of the Hangzhou Municipal Health and Family Planning Commission said that letting citizens with good credit enjoy the convenience of medical treatment, and it is conducive to building a social environment of “integrity and value, credit to benefit the people”.

What is “medical letter payment”?

According to the settlement method of the past citizen card "smart medical", if the public uses the money in the "smart medical" account to pay the fee, it is inconvenient for the public to bring the citizen card to the self-service machine to recharge and then re-settlement.

In the future, if the public has opened the "medical letter payment" function, if there is insufficient balance, "medical letter payment" can help the public to pay the shortage in the process of diagnosis and treatment. The maximum amount is currently set at 1,000 yuan. Residents can recharge their homes through the counters and self-service machines before leaving the hospital, or repay the funds through the mobile phone-side smart medical APP and Alipay service window after leaving the hospital to achieve “repayment after first treatment”. .

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